I’ve been really comfortable with my living situation.
For nine years, I rented a small house from my parents. As responsible and flexible landlords, they gave me pretty free rein to make the house my own. They long encouraged me to buy the house from them, citing the tax and financial benefits I’d gain long-term as a homeowner.
I resisted. The [silly high] expectations I had for myself made me want to buy a home that I chose for myself, not one that was conveniently available through family circumstances. I wanted to make my own decision when I bought my first home, not just take my parents’ recommendation (even though I knew it was sensible).
Nine years later, I was still renting. Then, this past spring, my tax return gave me a final kick from behind: some tax deductions really wouldn’t be a bad idea for next year.